
What is an exchange rate? A simple guide with examples
Understand what an exchange rate means, how to read USD/EUR and why a larger number is not always a better deal.
Read guide →DAILY REFERENCE EXCHANGE RATES
100 USD is approximately 237.65 TOP at the reference rate dated 2026-10-30.
| Date | 1 USD in TOP |
|---|---|
| 2026-10-30 | 2.3765 |
| 2026-10-29 | 2.3802 |
| 2026-10-28 | 2.3801 |
| 2026-10-27 | 2.3833 |
| 2026-10-26 | 2.3846 |
| 2026-10-23 | 2.3875 |
| 2026-10-22 | 2.3817 |
Missing days are not presented as new observations. The chart uses locally stored daily reference data.
Multiply the amount in USD by the rate:
100 × 2.3765 = 237.65 TOP
The reverse reference rate is approximately 0.42078687 USD for 1 TOP.
It is a daily reference value from Frankfurter, not a live buy or sell offer. For cross-rates we use observations from the same date.
No. Check the final quote from your bank, card provider or transfer service.
Publication schedules, weekends and gaps differ by currency. A cross-rate uses the latest date shared by both currencies.
Read the methodology →Reference rate dated 2026-10-30. Fees are excluded.
100 USD is approximately 237.65 TOP using the daily reference rate dated 2026-10-30. This estimate excludes fees.
Multiply the amount in United States Dollar (USD) by 2.3765. For example, 100 × 2.3765 = 237.65 TOP.
No. CurrencyCalc calculates reference values. It does not exchange money or process payments. Compare the final rate, spread and fees with your bank or transfer provider.
About United States Dollar (USD) · About Tongan Paʻanga (TOP)

Understand what an exchange rate means, how to read USD/EUR and why a larger number is not always a better deal.
Read guide →
Learn a simple currency conversion formula, when to divide instead of multiply and how to avoid common calculator mistakes.
Read guide →
See how exchange-rate markups, fixed fees and timing change your final amount, even when a transfer says zero commission.
Read guide →Explore different currencies and amounts.